With nearly 30 years of experience in the mortgage lending industry, Crystal has developed a strong expertise in helping her clients reach their financial goals. Every situation is unique, and she prides herself on providing solutions for each homebuyer’s needs. Crystal believes that open communication is key; remaining transparent is one of her top priorities, so her clients can develop a true understanding of the home loan process as they go through it. Crystal specializes in funding conventional, FHA, VA, USDA, and renovation loans, in addition to down payment assistance programs and more. When she’s not in the office, Crystal enjoys spending time gathering with friends, reading, working out, and spending time with her nieces and nephews. She is a proud member of the Osage tribe and supports several causes and organizations that benefit the well-being of the Osage Nation. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Pewaukee, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: http://www.waterstonemortgage.com/Disclosures-and-Licenses General Disclaimer: http://www.waterstonemortgage.com/General-Disclaimer